A Buy-to-Let mortgage is a secured mortgage on a property intended to be rented out rather than occupied by the borrower. It can be arranged for:
- A new property purchase
- A property you already own
- A property that has been inherited
There are numerous options, each with varying lender criteria, interest rates, and tax implications. Navigating these effectively requires expert advice to ensure the solution aligns with your investment goals and personal circumstances.
Unlike standard residential mortgages, Buy-to-Let lenders assess more than just your income. They will also consider factors such as:
- The size of your available deposit
- The projected rental income
- The overall investment potential of the property
At Strategy Finance & Insurance, we have access to an extensive range of mortgage products, including many unavailable on the high street. Leveraging our industry experience, we tailor mortgage solutions to meet your needs and investment objectives.